I bought my first Insurance at the age of 22. I know is late but better then nothing right?
Actually I bought this Insurance if for my parents rather then myself. I think they need protection, If anything bad happen to me. First thing come to my mind when I started to know about Insurance was ~ If I dead, who will bear those funeral expenses? Do I still want my parents who are old and have no support to pay for me?
I really don’t wish to put burden on them if this happen. So I purchased my first endowment Insurance. Why don’t I choose Life Insurance that premium cost lesser?
the reason was I want to get back the money when I still have chance to have a nice trip. I don’t want to get the money after I dead only and spend in heaven.
Although endowment Insurance premium are much higher then normal life insurance, but after I study and calculated those risk. I’m still prefer endowment Insurance, and I never go for Whole Life Insurance since then. Another insurance concept I have. The money I earn should get back when I’m old. I not the type of person who will leave everything to kids.
Times flies..I will get back the money soon..another 3 years to go only.
Continue from the Part 1 .
After I rejected to talk about Insurance with that friend anymore, she have no visit my house anymore. I thought this was a good ending, but actually it isn’t. And stupid me discover there was another story after 5 years only.
I used to back late last time, so normally my parents will chitchat with that friend when she visit my home. And I never know that at that moment my father have purchase an Insurance plan from her!
I know it few years only, and I insist to check his Insurance policy then only found that the Insurance plan actually wasn’t the plan my father wanted! According to my father, he been explain to her, he need an endowment Insurance Plan which can withdraw after 10 years. Because he wish to use the money for his retirement life. And he don’t want to put on burden to his daughter and son. So planing to pay the installment while still able to working only. so he decided to take the 10 years plan which will mature when he is 75 years old.
At that moment friend told father that was the insurance plan he needed. so without suspect, my father have purchased it. But when I check back the policy only found that this actually 30 years life Insurance Plan. Which will mature when father is 95 years old only!! Oh My!! What a terrible Insurance she was.
- She not a understanding agent. Client have told you no interested to buy your insurance, if you keep pushing 1 or 2 times is still acceptable. But please don’t do it more then 5 times.
- She not a honest agent. The Insurance she sold to my father are not the one my father wanted, but she TOLD my father that is what he need.
- She are not working seriously as an agent. I’m tried to contact herat the time I know about the wrong insurance plan she sold to my father. She just told me that :”sorry, I no longer working as Insurance Agent. Please refer to my upline if you have any complaint or feedback.”
- She not only fail to be an Insurance Agent, she is fail to be a friend too. I will not be friends with this kind of person anymore!
Filed Under (Entertainment) by SYH on 18-01-2007
A couple planing to get marry, so they went to the register office .
The official staff ask the girl : ” Have you done any check up before marry?”
Girl : “Yes, I do. I checked his house loan, credit card and others fixed assets. Shouldn’t have any problem.”
10 years ago, one of my PRIMARY school classmate suddenly visit me at my home. We have no meet since graduated, I’m kind of shocked when see her sitting in my house and chatting with my parents. She reached before I’m back to home.
After the few warming chatting, I only knew what was the reason she visit me. Yeap..the mean reason was she become Great Eastern Insurance agent now and trying to sell Insurance to me. Although I am appreciated she still remember me after the long period, but I doesn’t like someone to keep pushing me buying something I don’t want.
She keep visit me at least 2 to 3 times a week, just to introduced her so call great Insurance Plan to me. I already told her many time, I’m already bought one plan and temporary cannot effort another plan. But she insist to want me buy from her and make me very annoy. Until I cannot stand for her anymore, and request for to step talking about Insurance to me. I thought this will be end of the story, but it actually not. And I discover the continued story 5 years only.
I will continue to write in next post, when I am free .:p
Filed Under (Personal Finance) by SYH on 08-01-2007
I’m so happy to start this blog, I was thinking of what to write in this blog few days ago. Finally I get some idea what to included in this blog.
I’m A boring person who working in Accounting department. I know numeric more then character. Although my English writing skill are not up to standard yet, but I wish to write down what I am know and learn. Besides the boring 123 working, I have a colleague who are boring to do her Insurance jobs too. So on and off I will learn many Insurance tips from her, of cause I will write here too. If possible. :p
Soo..due to my boring working life, how could I not included Entertainment post in here? I need something to merrier my works, so that I won’t feel boring again..:lol:
Filed Under (Uncategorized) by SYH on 05-01-2007
Still having find what to write in this blog yet. I think I’m confusing myself already. Is hard to maintain few blogs at the same times since especially I’m not good in writing.
Wonder how do others blogger get the idea of what to blog and how to blog. I think I have to set a guide line for myself already. lol
Filed Under (Uncategorized) by SYH on 03-01-2007
New Blog On The Way!!
I’m drain my brain on how to start this blog…stay tune!
Filed Under (Uncategorized) by SYH on 03-01-2007
Welcome to WordPress. This is your first post. Edit or delete it, then start blogging!