$3K Is Not Enough For A Family

Filed Under (Lw) by SYH on 29-07-2008

Earning $3,000 a month is consider a very good income for single because single does not have to bear so much of commitment. However, $3,000 is definitely not enough for a family, which contains two adults and two pre-school children.

Besides paying the monthly housing loan and other basic expenses. Education fees for the children are one of the big amounts we have to make payment. We have to pay $350 school fees every month for my elder daughter. We have no choice to make the payment as educate our children is necessary even we are poor. Therefore, we are working hard on cut down our daily expenses now and save the money for children education use.

I wish I could have change to select an electrical provider for my home, so that I could get the cheapest electric rate. If I am giving the change then I probably would consider the Texas electricity company. Texas electricity users are now has the option to cut down on their electric expenses by using deregulated electric energy. Using the Texas electricity provides by the Texas Electric Company is not only help to save cost but also help to protect the environment with every flip of the switch.

Blurring Photo Captured Indoor

Filed Under (Just2u) by SYH on 28-07-2008

I showed few photos that I took at playground to my friend. I need some advice on how to improve the photography skill. I think he would be the one could help me. I am new to DSLR camera and have no idea how to do those setting at all. Those photos I captured indoor look very blur and door. I know the indoor lighting is not bright enough for me to capture without using flash, I already tried to adjust the ISO setting and shutter speed. However, those photos still look blurring. I must get someone to teach me how to capture nice photo indoor.

Sleepy After Lunch Time

Filed Under (Just2u) by SYH on 28-07-2008

It is only 2pm in the afternoon now. I am starting to feel sleepy and very tire already. I am not sure it is because I am too boring in the office or I ease of sleep yesterday night. I wish I could have a cup of Starbucks coffee to refresh my mind now! My boss going to back to the office soon but I have not ready the report she needs to read later! Oh my! I have to go to toilet and ask my colleague purchase me the starbucks coffee now.

Compare Insurance Plan With Other Agents

Filed Under (Lw) by SYH on 28-07-2008

I am still waiting my insurance agent send me the quotes for life insurance. Although this is not the first time I want to buy a life insurance, but I still have no idea what should I concern about the insurance coverage. Also, how to select a suitable life insurance. I am too depends and believe in my insurance agent. I used to get all kind of insurance quotes and information from her, I am not sure the insurance she gave is suitable to me or not as I never compare the insurance plan before.

I think now is time for me to get insurance quotes from other company and compare the insurance plan. Finding home insurance quotes, auto insurance quotes, life insurance quote and many other insurance quotes are very easy nowadays. There are many website such as Insurance1.com offerings quotes from several insurance companies. I only have to fill up the insurance, applicant and coverage information. Then stay back and wait for agents contact me give me all the insurance quotes that meet my requirement.

I think I will need to check clearly what the coverage offer by the insurance plan they offer, I should choose it carefully now as it would be me long-term life coverage. I wish I could give the best to my family if anything bad happen to me.

Get Big Money To Fullfill My Dream

Filed Under (Lw) by SYH on 28-07-2008

Kwmama keeps telling me how cheap her Trip to Europe is. She already backpack travel to Europe with her family for few times and she is proved to say that she only spend 2/3 of the money to a Europe vacation package for her 12 days vacation. I believe her, as backpack travel is much cheaper if they know where to find good deals.

I wish I could bring my family backpack travel to Europe as well. Nevertheless, where to find the 2/3 money of Europe vacation package? That would be at least $10k basic expenses for two adults and two children.

Maybe husband should try his luck in Casino again. I remembered husband had won some good money 6 years ago. He had won few thousand from playing blackjack. That time we went to casino quite often, he used to play blackjack and I am playing those slots. Too bad, we are not able to go to casino often anymore after have our children because have to take care of them.

Well, I think I have to let Husband play online casino games if I want to make my vacation dream come true. At least we would have more opportunities to get big money to fulfill my dream.

Sexy Swimwear Doesn’t Look Sexy On Me

Filed Under (Just2u) by SYH on 27-07-2008

I am fail in losing weight! I have started to do Yoga and on diet since last few months. I though I could lose some weight within these three months but I am not! I don’t even lose a kilo! What happen to me? Am I eating too much? I already cut down my meal and trying not to eat more. But all seems does not work for me. *sad*

When could I wear sexy swimwear if couldn’t lose weight? No sexy swimwear will looks sexy wearing with my fat body. :(

Everyone Wants To Save Cost Now

Filed Under (Lw) by SYH on 25-07-2008

Many people started to take public transport after increased of the petrol price. I am trying my best to avoid drive my car to the office. The return journey from and to office would cost me at least $10 including parking fees. However, I only have to pay $4 for public transportation fees. Saving $6 for day might not many for somebody, but if you calculate for a month then you will know it actually save you a lot. It is $150 per month I saved!

I am still looking for other method to save money. I have to save more for my daughter future as I predicted future economic might be tough too. Therefore, I have to save now so that my children would be live in difficulty later. My friend who staying in Texas told me, they could save money on electricity by selecting an electric company that offer best rate.

They could compare the rate offers by those electric service providers easily, get the comparison of Cirro Energy and Gexa Energy rate is not a problem at all. They could save up to 20% – 25% electricity expenses by choosing a right electric company. Wow..That is so much! I wish I could save money in electricity too. Too bad, we do not have change to choose here! How good if Cirro Energy is our electric services provider also.

Savings Account With Many Facilities

Filed Under (RVM) by SYH on 25-07-2008

I am seldom using my Savings Account for daily payment transaction. Although, there are many savings account could be access by online banking services. However, I am still not use to make online payment using it. For me, saving account just an account that to save money. If I want to make payment online, I will just pay using my current account. I think I prefer to receive the monthly statement from current account. I will always check back the transaction when I am received the statement.

However, I found the benefits and features of WaMu saving account finally. Their saving account offer many useful features for user to manage the transaction. I should find it early, so that I could earn interests from their saving account and monitor my online banking transaction easily.

I read that they have overdraft facilities that able to link with saving account. I should introduce this facility to my boss. My boss has few bank accounts, which have different facilities. I am helping her to manage two of her overdraft account. It is very difficult to manage so many accounts. I think she would interests in a bank account that able to match all the facilities into one. This would make her managing much easy.

Half Year To See The Result

Filed Under (Workings) by SYH on 23-07-2008

I have decided to stay in this company for longer time. I will only make my mind on leave or stay in this year-end or beginning of next year only. Why? Because we have adjusted all the products selling price and mark up to a profitable price. I think it take time to check on the profit and loss after the adjustment.

If those customers accept the changed of products price then we probably would make profit in the next few months time. If not, then no more chance to continue business already.

My Favorite 80’s Classic Movie

Filed Under (SOP) by SYH on 23-07-2008

Somewhere in Time is the first romance movie I watched twenty-three years ago. I was a little girl who did not know what love is, but I attracted by the movie story and the actress. Jane Seymour look very elegance and beautiful in the movie, she not only attracted male fan but also a little girl –me:lol: . The sad ending made me cried, why the best things always gone fast?

Back to future is fantasy and virtual is always my favorite movie. I wonder Somewhere in Time movie would has anniversary event play in theaters nationwide as the WarGames 25th Anniversary or not. It will be great news for WarGames fan; they could interviews with film’s creators and the cast! I hope I have chance to interviews with my favorite movie cast as they do. Oppss..Nevertheless, no Christopher pleases. :p

It That Still A Kid Blog?

Filed Under (Blogging) by SYH on 22-07-2008

How do you feel when you are reading a blog that have so many of dirty words? I am just visited to a mommy blog, that have lot of txx and NxxMxx words (Well, you do not need to know what the actual word is..dirty words in my language). I do not like that blog actually as I just feeling uncomfortable with the way they write.

Yes, that is her blog she could write whatever and I should not comment about it. But do you think it is ok to write dirty word in a kid blog? I though a kid blog should be something you wanted to show your kid in the future. Do you want to show those posts with dirty word to your children?
Maybe I am wrong. Kid blog nowadays was not ONLY a blog to write about kid anymore. It isn’t a blog that want to show the children when they grow up.

Everyone Could Has A Iphone

Filed Under (BIT) by SYH on 21-07-2008

Iphone has become very popular nowadays. My sisters who only earn a thousand per month also want to own an iphone. Of course, she could not afford to buy a high tech but getting a cheap one should not be a problem. I saw many doctors always have a high tech iphone, I think the iphone does help them a lot. Especially if they have the free medical applications for iphone with them. They could get the medical information immediately by using the free medical applications for iphone without using a laptop or computer. I believe that could make their life easier as they do not need to bring a huge and heavy thing to check for that information.
This announcement was paid for by Epocrates.

Late To Work

Filed Under (Uncategorized) by SYH on 16-07-2008

I was come into office quite late these few days. All because of my sister. She is the one send me to Train station every day. She late meant I am later as well. These few days she just started to pack food for lunch and always too slow to heat the food and pack it well. I have wait her to settle all at least 10 mins after arrived.

I should not complain much because i need her help, in fact I am not complaining now. I do not mind to wait just that is will be better if i am reach the office on time. I do not want my boss know i am late everyday. Once a while is OK but not everyday.

Terrible ATM Machine / Bank?

Filed Under (Personal Finance) by SYH on 15-07-2008

I was rushing to leave office yesterday. I want to attend my Element Yoga class which start at 6.15pm. I reached the shopping mall at 6pm actually. Suppose to have quite many times to change myself and rest for a while. However, I was late due to that stupid CIMB ATM machine!

I wanted to apply internet pin for my Credit card account, therefore i went to the shopping mall CIMB branch and tried at their ATM machine. First ATM Machine straightly rejected my card and showed it as invalid card. I have to call the Customer Services Center to check my credit card status and found everything is ok. and they request me to try on different ATM machine because some of the machine might not FUNCTION WELL and rejected the card (HUH? that could be a reason too??)

OK..tried another ATM machine, and this time the credit card are accepted but it only showed two selection which is balance inquiry and payment transaction. I cannot see any internet application selection there! Called up the center again and informed that they ATM machine might already out of currency note, so it would show only two selection instead of all.

What could I say anymore? I am going to cancel this card and transfer all my auto debit transaction to HSBC bank credit card. That’s all!

Our Products Are Selling In Online Now

Filed Under (RVM) by SYH on 15-07-2008

Boss is working hard to promote her education software. She has starting to expand the products online through one of our local bank e-mall system. They have a meeting yesterday to discuss about the e-mall. I am very interested to understand how we could expand the business online too; therefore, I joint their meeting yesterday.

The bank e-mall system looks very good. Buyers could easily find our products by browse the categories. If they are interested in the products, they could contact us by submit an online form provide in the website. They also could by our products by simple click on the “add to cart” button. Everything looks perfect including the merchant account that able to accept all type of Visa and MasterCard credit cards. Seem like everything just perfect.

Our education software is very new in the market; the problem now is how to expose our company image and products to public? I think Branding of the products is very important, especially if we are doing business online. Most buyers have never see or try our products before, how could we attract them to buy our products then? I think boss will have to find a brand guru to help her build up a good company image first, so that buyers would buy the products by trust the company.

HDMI Cable Present Better Picture Quality

Filed Under (Just2u) by SYH on 15-07-2008

I do not know what is the different of LCD TV and CRT TV. I only see the screen size different but not the picture quality. I heard many people saying that LCD TV’s picture quality are much better if compare to CRT TV, but why I could not differential it. Is it because I do not connect the LCD TV with HDMI cable so the picture quality is not as good as their talking about? Hmm..Maybe I should just replace the existing cable with HDMI cable. I hope the video quality could be as good as they mention after changed the cable.

A Nice Person Will Always Beautiful

Filed Under (BVT) by SYH on 15-07-2008

I love fairy story when I was little. I was dreaming to be a beautiful and nice princess when I was little. I thought I could be a beauty as I thought. Too bad, my dream never comes true because of my big body size. Have you ever seen a fat beauty princess? Frankly, I am quite sad, as I will never be a princess with my body size. Well, that just what I thought previously.

I started to forget about my body size and trying to be princess with good heart instead. I am fat but I could easily find beautiful plus size prom dresses and evening dresses as well. The most important is I am good heart (as good as snow white :lol: ). A beautiful plus size evening dress plus a nice designer shoes could let me be as beauty as princess too. That is what I tell my daughter too. A nice girl will always look more beautiful than a good-looking girl.

Best Souvenirs For Group Vacation

Filed Under (Lw) by SYH on 15-07-2008

I have forgotten I have no meet with my goods friends for how many years already. I miss the day of a ground of good friends travel together and share our happiness. I remembered there was a time we traveled to an island with 12 persons in a group. We were as closed as brother and sister in the trip, that really an unforgettable vacation. We even specially bought the party favors tin printed the detail of vacation period and our photo as souvenir. I feel very happy whenever looking at the tin. It is such a great souvenir that able to bring me all those happy memories.

I wish I could plan for a special party just for old friends gathering. I think they will be very happy to join the party if time permissible. If possible, I would like to have some special party favors ready for our party too. I will order some nice party favors such as personalized ribbed tank tops or t-shirt and candy tips. I wish they would remember the gathering whenever they saw the party favor stuff, and then organize another gathering again. So that we could forever keep in touch and meet often.

Dream To Caribbean With Husband

Filed Under (Lw) by SYH on 15-07-2008

I should try my luck at us online casinos on that time. I heard people saying that bridal use to have good luck, know who I would be the lucky person who win USA online casino bonuses and the jackpot! I have been dreaming to visit Caribbean with my lover since very long time ago. I was thinking to have my honeymoon there, but we could not make my dream come true due to financial problem. Recently I read a lot of backpack travel articles. The more I read the backpacker forum regarding their backpack travel story, the more I wish I could travel to my dream destination.

I think I better stop dreaming now. If I really want to travel to my dream destination with husband, I think I better start to learn the gambling skill. Maybe I could use those skills to win big money from Top Online Casinos. I do not dreaming to win million from the casino but it will be great if I could win just $10K. $10K already good enough to have a luxury, romantic and unforgettable vacation at Caribbean. OK! Where could I get a casino that provides free training for their games? I heard there are some website is free to play, I think I should start from there.

I Want To Travel Too..If Possible :(

Filed Under (Lw) by SYH on 15-07-2008

I am envy my friend who already visited to her dream country for three times. She told me she is planning to visit Europe again in next two months. Oh my! I remembered she told me before, she just working as a clerk in a small company. How could she earns so much and go travel so often? The traveling expenses to Europe are not cheap at all! Especially you are travel in couple. I think they will need at least $10K for that. As what I know her husband not a rich person, then where her money come from.

I was so curious and asked her did she often won money from online casino, if not how could she get so much money to travel. Too bad, she does not want to share her secret to me. Well, never mind. I will read the tips at casino forum and hope I could get some tips on playing video slots or any other games that able to bring me big money. I am going to visit the no download casinos such as Cherry Casino or Roxy Palace Casino. I have to try my luck in those websites and perhaps I would win a luxury trip to my dream destination as well.